About Tony Nichols
Independent insurance agent in Collin County — in the business since 1990
Insurance Runs in the Family
I didn't stumble into insurance — I grew up in it. Both my parents ran Nichols Insurance Services, so I spent my childhood hearing kitchen-table conversations about deductibles, claims, and making sure families had the right coverage.
I started working at Nichols Insurance Services in 1990, and after decades of experience, I founded Collin County Insurance Group in 2017. I've watched this area grow from small towns to one of the fastest-growing counties in Texas — and I've helped my neighbors protect their homes, cars, and businesses every step of the way.
I'm an independent agent, which means I don't work for any single insurance company. I work for you. I shop multiple carriers to find the best rate and coverage for your situation. If a better deal exists, I'll find it.
I've never advertised. My business grows the old-fashioned way — one referral at a time. When a client sends me their friend or family member, that's the highest compliment I can get. It means I did my job right.
What You Can Expect
This is how I do business — and it hasn't changed in 35 years.
My Promise
I'll treat your coverage like I'd treat my own family's. Straight talk, honest advice, and the right policy — not the most expensive one.
Straight Talk
No jargon, no runaround. I'll explain your options in plain English and let you decide.
Your Neighbor
I live and work in Collin County. When you call, you get me — not a call center.
Let's Talk About Your Coverage
I'd love to look at your coverage and see if I can do better for you. No obligation, no sales pitch — just a conversation.